Monesty offers a high-yield savings account that is consistently competitive, with an APY always around the top-tier rate.1 Set money aside with Automatic Savings Features.
And never pay a fee when you maintain a balance of $1,000 or more.
Compare our checking accounts before you enroll. Here's an overview to help you decide the best plan for you and your family.
*APY – Annual Percentage Yield is accurate as of 3/8/2024. After 8/31/24, the rate may change at our discretion. Minimum balances as stated. Rate may change after the account is opened. Fees could reduce earnings on the account. Promotional offer may end at any time. Not available to institutional or brokered funds.
**APY - Annual Percentage Yield is accurate as of 3/13/2024. APY assumes principal and interest remain on deposit until maturity. Minimum balances as stated. A penalty may be imposed on early withdrawals. Fees could reduce earnings on the account. See us for full details.
What will you do with the money you save in your secure Monesty checking account? Tuck some away for later in your Monesty savings account.
$1,000 minimum balance
Save as much or as little as you're ready for.
We’ve got some of the best rates you'll find anywhere
Earn interest monthly on your daily balance.
No monthly maintenance fees
No monthly maintenance fee on savings accounts when you maintain a balance of $1,000 or more.
Our money market accounts help you earn higher interest with lower risk - all while keeping your money accessible.
Minimum opening deposit of $1,000; requires Safe Harbor checking account to qualify
A high-yield, interest-earning account for individuals maintaining higher balances
FDIC insured for maximum peace of mind
Monesty's Certificates of Deposit (CDs) are perfect investments for money you don't need back soon. Get higher interest rates, but know you'll have to wait to get your money back.
Minimum opening deposit of $500
No set up or maintenance fees
FDIC insured for maximum peace of mind
Security Alerts
We'll automatically send you alerts if we detect something fishy.
When enrolled in EverSafe monitoring.
Card Freezes
Lose your debit card? We'll lock it and send you a new one.
Why .Bank?
Only real banks can get .Bank - there’s a higher level of security required.
Advanced Access
Assign a co-user to any account to help your kids, parents, or yourself bank safely.
When enrolled in EverSafe monitoring.
Insured
Monesty is FDIC insured, which means we take your money seriously. You're covered.
Mobile Banking
Do everything from anywhere
Online Bill Pay
Pay your bills from any device
Mobile Deposits
Deposit checks instantly
You've worked your whole life for your nest egg. Monesty's security and account monitoring help you get back to doing what you love to do most - without the worry.
Through our partnership with EverSafe, we provide a personal detection and alert system, EverSafe stops exploiters in their tracks before a lifetime of savings is depleted. Your first step to a good night’s sleep.
You can enroll in EverSafe after you complete your new account opening process.
