You Earn More: .25% rate boost when you bundle Safe Harbor or Silver Creek Checking with High-Yield Savings! Earn 4.58% APY*

CHECK OUT OUR NEW 6-MONTH CD AND EARN 4.91% APY*
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Isn't it time Money met Honesty?

A responsible way to bank.

Our Products

Hi Money, meet Honesty. It's about time you two were introduced.

Now you can take control of your finances - with all the trust you want for you, your kids, and your parents included. At Monesty, trust and ease of use come standard.

Monesty has a no-fee account, but we also have a Safe Harbor account with value added services you won’t find elsewhere.

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Checking

Checking puts you in control

Just for you - "high-touch" checking with account monitoring and alerts built in. Easily add another user to help you keep an eye on things.

Included with Safe Harbor checking & available on other accounts.

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Credit Cards

Credit cards without the hassle

Simple first. Finally, a credit card you don't have to play games to manage.

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Savings

High-yield savings

Put your nest egg somewhere you can keep an eye on it. No minimum balance, but together let's go for maximum.

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Our Service

Trustworthy security & support - just for you.

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Monesty never takes a holiday.

When your bank is in your pocket, it's always open.

We keep an eye on things.

Go do the stuff you want to do. We'll watch out for fraud, scams, and theft with account monitoring and alerts for you.

What trust and security means for you:

Through our partnership with EverSafe, we provide a personal detection and alert system, EverSafe stops exploiters in their tracks before a lifetime of savings is depleted. Your first step to a good night’s sleep.


You can enroll in EverSafe after you complete your new account opening process.

Deposit and pay securely.

Keep an eye on your money with secure transactions: mobile deposits, direct deposit, bill pay & digital wallets.

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Our Mission

Full-service digital banking - built and staffed by banking professionals.

A blend of people with technology and experience to provide convenience, safety & personal relationships…

Apply Now
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The right checking account puts you in control.

What you want is what we want. Our checking accounts give you full control with industry-leading account monitoring & alerts built-in.

Have an assistant? Need to keep an eye on a relative's account? Easily add a second set of eyes to your account.

Included with Safe Harbor checking & available on other accounts.

Deposit and pay fast, securely

Whether your grandson needs some new jeans or Katie left her purse at home again - do it all from your phone.

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Stay in control with alerts

Every nickel counts. That's why every high-touch Monesty checking account gives you live monitoring and alerts for the kinds of transactions you want (or don't want).

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Where money & honesty meet.

We value what you value. The convenience of technology is incomplete without trust.
That's where Monesty comes in.

Responsibility

We do what we say.

Generosity

We throw in a little extra. Just for you.

Simplicity

It's either easy to use or we won't like it either.

Our Mission

Full-service digital banking - built by a team of people you can trust.

Apply Now
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Things you gotta know

Resources for life's big moments.

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Security

This is How Much Money Senior Citizens Lose From Scams Each Year

Jan 23, 2022
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Scams Against the Elderly: 7 Ways to Protect Your Favorite People

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Should You Open a Joint Bank Account With Your Elderly Parent?

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